Wisconsin Medigap – Supplement Plans

Medicare Supplement Plans, also known as Medigap, are supplemental health insurance policies purchased in addition to or on top of the Original Part A and Part B. Wisconsin Medigap is provided by private health insurance companies such as Mutual of Omaha, Blue Cross and Blue Shield, United Healthcare, and Aetna. A Medicare supplemental or Medigap plan provides additional coverage to fill in the “gaps” left by Original Medicare Part A and Part B. Within the Wisconsin Medigap policy, there are 10 different standards of supplement plans.

Note: Not all plans are available in all states. The plans in Massachusetts, Minnesota, and Wisconsin differ from those shown below. Call us today locally at 262.299.4904 or toll free at 866.575.3313 for a description of these plans.

When Am I Eligible for a Wisconsin Medigap Medicare Supplement Plan?

Medicare applicants who are eligible for a Medigap Policy must be enrolled in Medicare Part A and Medicare Part B to receive the benefits of a Supplemental health insurance plan. Medigap plans require an additional monthly premium on top of Part B. To receive the best benefits from your Medicare Supplement Plan, contact one of our professionals to receive all of the necessary information to make an educated decision. Medicare and Medigap can seem complicated and it is important that you work with someone who fully understands the benefits of each plan.

Can They Refuse to Cover Me or Delay Coverage?

Once your open enrollment period ends (up to six months after turning 65), insurers can refuse coverage or charge you a higher premium based on your health, or make you wait to get coverage for an illness you currently have. There are certain limited situations where you have the right to buy a plan, regardless of your health, after your open enrollment period ends. For this reason alone, it is important to work with a professional that can educate you on any potential pitfalls.

How Do I Get a Medigap/Medicare Supplement Plan?

Wisconsin Medigap and other supplemental health plans are not considered ‘family’ or ‘group’ plans. Both you and your spouse will need to obtain a Medicare Supplemental or Medigap policy to receive the benefits. Take the time to find and compare Medicare Supplement Plans in your area. Once you understand the plan’s coverage and costs, you can apply by clicking the "View Customized Plans" button below or call us locally at 262.299.4904 or toll free at 866.575.3313 to speak directly with a specialist. We look forward to assisting you with your Medicare needs.

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